:root{--navy:#0b1f3a;--blue:#145cff;--light:#f5f8ff;--green:#16a34a;--dark:#111827;--gray:#6b7280;--border:#e5e7eb;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--dark);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 32px));margin:auto}
.topbar{background:var(--navy);color:white;font-size:14px;padding:10px 0}.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:10px;font-weight:900;font-size:24px;color:var(--navy);letter-spacing:-.6px}
.logo-mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;display:grid;place-items:center;font-weight:900;font-size:18px}.menu{display:flex;gap:20px;color:#374151;font-weight:650;font-size:15px}.nav-actions{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:14px;font-weight:800;border:1px solid transparent;transition:.2s;cursor:pointer;white-space:nowrap}.btn-primary{background:var(--green);color:#fff;box-shadow:0 12px 28px rgba(22,163,74,.22)}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(22,163,74,.3)}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--border)}.btn-blue{background:var(--blue);color:#fff}
.hero{background:radial-gradient(circle at top right,rgba(20,92,255,.14),transparent 35%),linear-gradient(180deg,#f7faff 0%,#fff 100%);padding:74px 0 58px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:999px;background:#eaf1ff;color:var(--blue);font-weight:800;font-size:13px;margin-bottom:20px;text-transform:uppercase;letter-spacing:.4px}
h1{font-size:clamp(36px,4.5vw,60px);line-height:1.08;margin:0 0 20px;color:var(--navy);letter-spacing:-1.5px}.hero p{font-size:19px;color:#4b5563;max-width:680px;margin:0 0 30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}.trust-row{display:flex;flex-wrap:wrap;gap:10px;color:#4b5563;font-weight:700;font-size:13px}.trust-row span{background:#fff;border:1px solid var(--border);border-radius:999px;padding:8px 14px}
.quote-card{background:#fff;border:1px solid var(--border);border-radius:24px;padding:32px;box-shadow:0 30px 60px rgba(11,31,58,.08)}.quote-card h2{margin:0 0 8px;font-size:26px;color:var(--navy)}.quote-card p{font-size:14px;color:var(--gray);margin-bottom:22px}.form{display:grid;gap:14px}input,select{width:100%;padding:16px 14px;border-radius:12px;border:1px solid var(--border);font-size:15px;outline:none}input:focus,select:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(20,92,255,.08)}.mini-note{font-size:12px;color:var(--gray);margin-top:10px;text-align:center}
section{padding:74px 0}.section-title{text-align:center;max-width:780px;margin:0 auto 40px}.section-title h2{color:var(--navy);font-size:clamp(28px,3.5vw,42px);margin:0 0 14px;letter-spacing:-1px}.section-title p{color:var(--gray);font-size:18px;margin:0}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{border:1px solid var(--border);border-radius:20px;padding:28px;background:#fff;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(17,24,39,.06)}.card .icon{width:52px;height:52px;border-radius:14px;background:var(--light);display:grid;place-items:center;font-size:26px;margin-bottom:18px}.card h3{color:var(--navy);margin:0 0 10px;font-size:20px}.card p{color:var(--gray);margin:0 0 20px;font-size:15px}.card a{color:var(--blue);font-weight:800}
.steps{background:var(--light)}.step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.step{background:#fff;padding:32px;border-radius:20px;border:1px solid var(--border)}.num{width:40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:900;margin-bottom:18px}
.content{max-width:900px;margin:auto}.content h2{color:var(--navy);font-size:32px;margin-top:44px;line-height:1.2}.content h3{color:var(--navy);font-size:24px;margin-top:30px}.content p{color:#374151;font-size:17px}.content ul{color:#374151;font-size:17px}.content li{margin-bottom:8px}.info-box{background:#f8fbff;border:1px solid var(--border);border-radius:20px;padding:24px;margin:28px 0}.cta-inline{background:linear-gradient(135deg,var(--navy),#123c7c);color:#fff;border-radius:24px;padding:30px;margin:34px 0}.cta-inline h2,.cta-inline p{color:#fff;margin-top:0}.cta-inline p{opacity:.9}
.faq{background:#fbfcff}details{border:1px solid var(--border);border-radius:14px;padding:20px;background:#fff;margin-bottom:14px}summary{font-weight:800;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;font-size:16px}summary::-webkit-details-marker{display:none}summary::after{content:'▼';font-size:11px;color:var(--blue);transition:.2s}details[open] summary::after{transform:rotate(180deg)}details p{color:#4b5563;margin:14px 0 0;font-size:15px}
.cta{background:linear-gradient(135deg,var(--navy),#123c7c);color:#fff;text-align:center;padding:80px 0}.cta h2{font-size:clamp(28px,4vw,44px);margin:0 0 14px;letter-spacing:-1px}.cta p{opacity:.9;font-size:18px;margin:0 auto 30px;max-width:660px}
footer{background:#07162a;color:#fff;padding:48px 0;font-size:15px}.footer-grid{display:grid;grid-template-columns:1.2fr .9fr .9fr;gap:32px}footer p,footer a{color:#9ca3af}footer a:hover{color:#fff}footer h4{margin:0 0 16px;color:#fff;font-size:16px}
.floating-wa{position:fixed;right:24px;bottom:24px;z-index:50;background:var(--green);color:#fff;border-radius:999px;padding:16px 24px;font-weight:800;box-shadow:0 12px 36px rgba(22,163,74,.35);display:inline-flex;align-items:center;gap:8px}
@media(max-width:1024px){.cards{grid-template-columns:repeat(2,1fr)}}@media(max-width:900px){.menu{display:none}.hero-grid,.footer-grid{grid-template-columns:1fr}.hero{padding:44px 0;text-align:center}.hero p{margin:0 auto 24px}.hero-actions,.trust-row{justify-content:center}.step-grid{grid-template-columns:1fr}section{padding:52px 0}}@media(max-width:560px){.nav-actions .btn-secondary{display:none}.cards{grid-template-columns:1fr}.quote-card{padding:24px;border-radius:20px}.floating-wa{left:16px;right:16px;bottom:16px;text-align:center;justify-content:center;border-radius:14px}body{padding-bottom:60px}}